Private sector · La Habana

Havana MIPYME Cluster

Licensed private SMEs (paladares, retail, services, light manufacturing)

🟢 Private✅ Supportable via QvaPay

Scale

Largest concentration of Cuba's 11,000+ legalized MIPYMEs

Status

SUPPORTABLE NOW via QvaPay (remittances/payments) — diaspora/foreign equity allowed since Mar 18 2026; deploy via QvaPay wallets

Sector

Private sector

Province

La Habana

Coordinates

23.120, -82.380

Layer

Layer 1 · Support

Notes

Layer-1 core. Each deal: KYC + OFAC SDN screen + ≤100-employee private-entity check + OFAC counsel.

Sources: Cuba Study Group · MINCEX

✅ Supportable via QvaPay

Back Havana MIPYME Cluster the compliant way: OFAC-authorized remittances and payments routed through QvaPay wallets (QUSD) directly to licensed private entrepreneurs. No equity, no state counterparty — settlement never touches GAESA, FINCIMEX, or a Cuban state bank.

Clean title — no Helms-Burton/Title III overhang. U.S. participation is via OFAC-authorized remittances & payments through QvaPay (31 CFR §515.570(g) / §515.582), NOT equity in the Cuban entity; equity is taken only in U.S.-side vehicles. CACR bars U.S.-person equity in Cuban entities (§515.201; §515.570 Note 1; OFAC FAQ 758).

Support via QvaPay →QvaPay

Recipients are KYC'd and OFAC-SDN screened as independent private entities (≤100 employees). No card or bank credentials are handled by this site.

Not investment advice. U.S. sanctions restrict Cuba investment to the licensed independent private sector. Every transaction is KYC'd, OFAC-SDN & Cuba Restricted List screened, confirmed as an independent private entity (≤100 employees), and subject to OFAC counsel. No money flows to state, JV, GAESA, Restricted-List or confiscated-property counterparties.